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Swati K & Co. Chartered Accountants ICAI FRN 021392S

News & Articles.

Practitioner notes from the firm — Budget reads, due-date calendars, section-level commentary, and the small print that moves month-to-month.

Income Tax13 May 2026

How to read your AIS and TIS before filing your ITR

The five-step pre-filing routine, the four traps that catch people, and the feedback module that closes mismatches before a notice arrives.

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NRI12 May 2026

Form 15CA and 15CB: a practitioner’s walk-through

Section 195 and Rule 37BB. The four Parts of Form 15CA, what goes in Form 15CB, the chronology of a clean remittance, and the four mistakes we see most.

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Company Law11 May 2026

Private Limited vs LLP: a working comparison for early-stage founders

Liability, fundraising, ESOPs, taxation, compliance burden and the conversion path. The decision tree we use on a structuring call.

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Company Law10 May 2026

Valuation under Rule 11UA vs Rule 11UAA: when to use which, and who signs

Section 56(2)(x), 56(2)(viib), 17(2)(vi). CA-signed vs Merchant-Banker-signed reports. The picker, the common errors, and the post-Finance-Act-2024 angel-tax position.

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NRI9 May 2026

Selling property in India as an NRI: the four steps from sale deed to repatriation

Section 197 certificate first. Then capital-gains computation with Section 54 / 54F / 54EC exemptions. Then buyer’s Form 27Q TDS. Then FEMA repatriation via NRO and 15CA / 15CB.

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Company Law8 May 2026

MSME / Udyam registration: why it pays for itself in 6 months

Section 43B(h) payment protection from large buyers, priority-sector lending, CGTMSE collateral-free loans, MSME Samadhaan delayed-payment redressal, TReDS access.

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NRI7 May 2026

DTAA tie-breaker rules explained: when the treaty trumps domestic residency

Article 4 cascade — permanent home, centre of vital interests, habitual abode, nationality. Worked examples on deputation, returning NRI and dual-citizen scenarios.

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GST6 May 2026

GSTR-9C reconciliation: the four columns that catch 80% of mismatches

Self-certified since FY 2020-21. The four reconciliations — turnover, taxable turnover, tax paid, ITC — that drive most of the form. Common mismatches and how to close them.

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Company Law5 May 2026

Foreign subsidiary in India: the FDI route, SPICe+ stack and post-incorporation calendar

Automatic vs Government route, SPICe+ incorporation, FCGPR reporting within 30 days of allotment, and the 90-day post-incorporation compliance calendar.

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Income Tax4 May 2026

Tax audit thresholds explained: Section 44AB, the 5% cash test, and when 44AD is better

The Rs 1 crore / Rs 10 crore thresholds, the cash-receipts and cash-payments tests, the 44AD / 44ADA presumptive options, and the five-year lock-in.

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Company Law3 May 2026

Reading an MIS pack as a lender: the four ratios that matter

Current Ratio, DSCR, Debt-Equity, Operating Cash Flow / EBITDA. What each tells, what each hides, how they read together — and what to put on Page 1 of your MIS.

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Company Law2 May 2026

Section 8 Company vs Trust vs Society: picking the right NGO vehicle

Three vehicles, three statutes. Governance, registration, tax exemption (12A / 12AB / 80G), FCRA and CSR — and the picker we use on a structuring call.

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NRI1 May 2026

Repatriation from NRO accounts: the USD 1 million rule, paperwork, and common rejections

FEMA Notification 13(R). What counts toward the cap. Form 15CA / 15CB requirements. Five reasons AD banks hold remittances up — and how to pre-empt them.

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Income Tax30 Apr 2026

Section 197 lower deduction certificate: eligibility, the application, and what the AO asks

Rule 28AA. Form 13 on TRACES. Three common use-cases — NRI property sale, low-margin contractor, business with carry-forward losses. Four common rejection reasons.

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Company Law30 Apr 2026

Statutory Due Dates Tracker

A consolidated calendar of recurring statutory due dates — TDS, GST, PF, ESI, PT, ROC and Income Tax.

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Income Tax28 Apr 2026

Section 234B vs 234C interest: when each kicks in, how to avoid both

The 90% threshold, the four advance-tax instalments, the capital-gains carve-out and the senior-citizen exemption. The working method to keep both at zero.

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GST26 Apr 2026

DRC-03 explained: when to use it and how it differs from a regular GST tax payment

Rule 142. The penalty-saving benefit under Section 73(5). Five real-world use cases — GSTR-9C gap, audit closure, pre-notice payment, ITC reversal, refund-reversal.

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Company Law24 Apr 2026

Statutory audit checklist: what to have ready 30 days before sign-off

A working pre-audit checklist for Pvt Ltd companies — books, GST / TDS reconciliations, statutory registers, related-party schedules, and the sign-off-backwards calendar.

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Company Law22 Apr 2026

Partner-reviewed monthly close: a 10-day calendar

The day-by-day calendar from T+1 through T+10 working days. Bank rec, GST 2B match, accruals, partner touchpoints, and the management-accounts pack that ships on Day 10.

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Income Tax18 Apr 2026

TCS on foreign remittances FY 2026-27: rates, thresholds, and what counts

₹10 lakh threshold, education-loan 0% relief, the tour-package trap, and how to claim TCS back. The working ready-reckoner.

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Income Tax12 Apr 2026

Section 43B(h) two years on: what we’ve learned about the MSME 45-day rule

Two assessment cycles in. The five mistakes we see most, the process changes that work, and what scrutiny notices ask for.

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Income Tax8 Apr 2026

Income-tax Act 2025: what changed when the 1961 Act was repealed

From 1 April 2026 the Income-tax Act 1961 stands repealed. A practitioner’s read on the form renumbering, the Tax Year concept, and what to update in your stack.

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Income Tax5 Apr 2026

Faceless assessment and appeals: where the scheme stands in 2026

Section 144B in its fifth year of operation and the new e-filing portal alongside ITA 2025. How to handle a faceless notice well.

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NRI2 Apr 2026

NRI taxation under the Income-tax Act 2025: residency, the 120-day trap, and DTAA

182-day rule unchanged but the edges around high-income NRIs and deemed residency have tightened. What to watch.

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Company Law18 Feb 2026

ICAI Peer Review Mandate Phase IV deferred to December 2026

Practice units with 3+ partners and PSB-branch-audit aspirants get an extra 12 months. What to do with the time.

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Budget3 Feb 2026

Union Budget 2026-27: highlights for SMEs, professionals and family businesses

MAT credit set-off restricted, STT on derivatives raised, customs duty cut on personal-use imports. The post-Budget action items.

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Company Law22 Dec 2025

Companies Act 2025 amendments: small-company threshold raised to ₹10 cr / ₹100 cr

MCA’s December 2025 amendment moves the small-company line up sharply. Many private companies now qualify for relaxed compliance.

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Company Law14 Dec 2025

EPF and ESI thresholds and contribution rates: where things stand in 2026

EPF stays at ₹15,000, ESI at ₹21,000, but the labour-code unified wage definition from December 2025 changes the basic-wage base. What payroll teams should update.

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Company Law16 Nov 2025

FEMA: export realisation period extended to 15 months

RBI’s 13 November 2025 notification extends the export realisation timeline from 9 to 15 months for all exporters including SEZ, EOU and STPI units.

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GST25 Sep 2025

GST 2.0: India’s two-slab GST structure and what changed in September 2025

The 56th GST Council collapsed the four-slab structure into 5%/18% with a new 40% sin-goods slab from 22 September 2025. What to update in your invoicing.

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Income Tax3 Feb 2025

ITR-U gets a four-year window: Budget 2025 doubles the time to file an updated return

Section 139(8A) extended from 24 to 48 months. Two new tiers of additional tax — and the reassessment trap that closes the door early.

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Income Tax15 Mar 2024

Senior Citizen Advance Tax

The advance-tax exemption available to senior citizens and how it interacts with the rest of the income-tax computation.

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Income Tax12 Feb 2024

PAN Surrender

Process for surrendering a duplicate or unused PAN — and the situations where it is required.

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Income Tax28 Jun 2023

PAN — Aadhaar Linking

Status, deadlines and consequences of PAN-Aadhaar linkage under Section 139AA.

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GST8 Jun 2023

Differences — Security Services

RCM applicability and rate differentials for security services under GST — a quick reference.

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